In our FAQ series we look at the very common problem of people who have leaseholds that are running out.

Q: We have bought a leasehold house but have read that we may struggle to re-mortgage the property as there is only about 70 years left on the lease. Should we think about buying the freehold?

A: Yes, what you have read is correct and most major lenders will insist on there being at least 65 years left on the lease. This is so that they can ensure that there is sufficient security in the property before they lend against it.

The longer you leave the lease to run down, the more expensive the freehold will become; so the sooner you purchase it, the better it will be for you. Under the Leasehold Reform Act you have the right to buy the freehold as long as you have owned the property for two years at the time of making your claim. More...

The next question that Howells solicitors will be answering in our FAQ series, regards the rights to your property when having a partner move in with you.

Q: Several years ago my husband died and left me with the family home which is now mortgage-free. In the last year I have met someone else and we are talking about living together.

I’ve been warned that I should get something legally written up to protect me from losing my house if things don’t work out between us. Is my partner entitled to half my house, what do I need to do in this situation?

A: How you should proceed here depends on the relationship progression. If you do not get married and keep the house in your name then you won’t need to do anything as he will have no legal rights to your home. However, if you transfer the property into joint names or if you take out a joints mortgage to make improvements then things can become more complicated.  More...

The next big question we are answering in our legal FAQ is where a landlord legally stands when their tenants refuse to move out. The question that was put to us was:

Q: I am selling my property which is tenanted and I have given notice of eviction to tenants within the legally required time, but they are still refusing to leave the property.

I have recently learnt that the tenants have applied to be re-housed by the Local Authority and have been advised to stay put until new accommodation is found.

This is holding up my sale and is extremely frustrating for everyone involved. Can I simply go in and change the locks? More...

One of the main queries I get asked by businesses, regardless of its size, is if they can dismiss an employee without the risk of the individual bringing forward a claim for unfair dismissal.

Can you fire an employee risk-free?

The short answer is that there's always the potential risk of a claim being lodged against the business - it's just a case of minimising the risk and strengthening the employer's position.

There are five potentially fair legal reasons for dismissal:

•    Misconduct
•    Capability
•    Redundancy
•    statutory duty for example not having a work permit,
•    A ‘catch all’ reason, known as ‘some other substantial reason" or SOSR’. More...

The Employment Appeal Tribunal has today ruled that overtime should be taken into account when calculating holiday pay. The Tribunal made its decision in two cases relating to the United Kingdom’s interpretation of the Working Time Directive (WTD) from 1998.

The decision could have a potentially enormous impact on businesses of all sizes, as they now have the prospect of employees being able to bring claims against them for unpaid holiday pay.

Employers liable for backdated pay

With approximately one in six employees regularly engaging in voluntary overtime, employers could find themselves liable for backdated pay collectively running into several billions of pounds. More...