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It’s an age-old dispute: parents are eager for their grown-up children to get onto the property ladder and the twenty-something kids claim it’s not as easy as it was back in Mum & Dad's heyday. But who is right?

To put an end to the debate once and for all, the Howells team have searched through house price history and income data from the Office for National Statistics to find out the truth: Was it more affordable to buy a house 20 years ago? More...

Have you ever wondered what the average first time buyer mortgage looked like? Or perhaps you are now considering getting on the property ladder and are investigating how much of a deposit you’ll need? Well, the average first time buyer’s deposit in Wales is now around £17,000. More...

We are often approached by graduates and students, from a variety of disciplines, who are looking for various roles in the legal sector. Often, we are asked what qualifications are required to become a conveyancer, as well as what experience will make candidates stand out from the crowd when applying for graduate roles. 

With this in mind, we decided to write an entry that would provide an overview of the qualifications required and the various career paths available in the conveyancing field. More...

 

If you compared the average household income of the country with the average property price, what do you think it would show? 

Well, we’ve compared ONS data to find out just that. 

Here’s what we found when we analysed the average mortgage to income ratio. More...

Since the financial crash in 2008, banks and building societies have become stricter with their lending policies. As a result, there has since been an influx of bridging loan lenders into the property market. Here, we take a look at what bridging loans are, how they work and why you might get one. More...

With effect from 15th February 2015 EU Regulations on Consumer Online Dispute Resolution (ODR) allow consumers who bought our services online to submit their complaint via an online complaint portal.

We are required under the regulations to provide our clients the following information:-
  1. Link to the ODR platform - please follow the following link for further information (http://ec.europa.eu/consumers/odr).
  2. Our contact email address in case of a complaint under the ODR regulation – Andrea Coombes andrea.c@howellslegal.com