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This article is taken from the Western Mail New Homes supplement:

Galliard Homes has written off more than £4m from the existing price list at its luxury development Hayes Point, at Hayes Road in Sully.

This superb gated development set in some 45 acres and with the majority of apartments enjoying stunning sea views will be offered for sale at vastly reduced prices on July 9 and 10.

Galliard Homes is intent on disposing of all remaining stock at Hayes Point on this weekend and to prove its intent a two-bedroom two bathroom apartment offering more than 1,000 square feet of living space is on offer at the phenomenal price of £129,995.

Hayes Point has been designed to provide the ultimate living environment for those that seek a truly unique lifestyle.

The development has something special for first time buyers to seniors alike – whether it is rural seclusion, privacy and security, recreation and fitness, or a combination of them all, amid a glorious stretch of private coastline boasting spectacular views from dawn to dusk.

The lifestyle that could be yours will include an indoor swimming pool, gymnasium, tennis courts and beautifully landscaped gardens.

This is surely an opportunity not to be missed. Galliard Homes is well known throughout the industry for delivering good quality at sensible prices in great locations.

Hayes Point will prove to be a truly unique opportunity to acquire a superb apartment at a phenomenal price in view of the massive reductions on offer.

Howells Solicitors have been appointed as the preferred solicitor to act for potential purchasers on the development, due to our experience with conditional exchanges at previous launches for other national property developers.

If you are interested in an apartment at Hayes Point then call Howells' conveyancing solicitors in Cardiff on 02920 404020.

The property market’s been in the doldrums for a while, but reports of its demise have been greatly exaggerated.

Figures out this week have shown that the number of mortgages approved for house purchase rose to an eight-month high during March, and there’s evidence of these green shoots in Wales, too.

According to the British Bankers’ Association, activity in the property market showed signs of picking up, with a total of 31,660 loans approved for people buying a new home, 5% more than during the previous month and the highest level since July last year.

Tristan Lewis of Howells Solicitors says that business from their offices in Cardiff, Swansea and Newport corroborates the latest findings. “We have seen a substantial increase in instructions over the last eight weeks which is a trend which appears to be continuing as we progress further into the spring.

“The number of instructions we received for sales and purchases in March was 30% higher than our usual monthly figures. We believe from speaking to clients and agents that people are at last becoming more realistic about selling prices in order to get the market moving,” he reveals.

As a mortgage lender, Principality have also seen an upsurge in activity, as explained by Principality’s Product Manager, Paul Straiton. “The pattern is similar at Principality, with both house purchase completions and total mortgage completions increasing slightly during March,” he says. But he does warn that the market’s not out of the woods. “The overall position remains down on levels reported this time last year, pointing to the fact that activity in the housing market remains at levels that are subdued relative to previous periods,” he says.

Buyer confidence is still being cited as a possible impediment in the improvement of the market, Paul believes. “The market still has a long way to go and with increased pressures on banks and building societies to hold more capital, the availability of mortgage finance will remain restricted.

“Concerns about the economic outlook and the ability to raise a deposit may deter potential buyers. Remortgage activity on the other hand is likely to continue to increase this year as borrowers look for fixed rate deals to combat any potential rate rise,” he adds.

The commercial conveyancing team at Howells Solicitors has helped Liberty Marketing, a Cardiff based online marketing agency, purchase commercial premises.

The 2000 sq ft office building formerly belonged to Costain plc and is a part of Cardiff Business Park in Llanishen, North Cardiff.

The premises, bought as an investment by Liberty’s managing director, Gareth Morgan, allows the business to continue its expansion and sees the business move out of the more expensive serviced offices where the company has been for the past 18 months.

Rhidian Hobbs, Partner and commercial property Solicitor at Howells, said "we were only too pleased to act on behalf of Liberty Marketing with the purchase of their first commercial premises and to help them achieve this significant milestone. We guided the client through not only the legal but also some of the practical issues surrounding leasehold commercial premises".

Gareth Morgan commented "Due to the location and the way the property was being purchased, the transaction was not straight forward. Rhidian and the team were very helpful and professional at all times and I couldn't have done it without their help. I am very pleased with how it worked out".

BBC programme examines the importance of making a will



In the UK alone, less than 50% of people make a valid will before their death, and too many times the estate can be passed onto the wrong people. A BBC programme called ‘Can’t take it with you’, which sets out to reaffirm the importance of making a will, is due to be aired on 14th January on BBC2 at 9pm.

Here at Howells Solicitors, we are experts in the field of will writing and offer our services at an excellent rate. If you die without making a will, there is a strong likelihood that your estate will be passed on to an undesired recipient, or even the Government.

Our specialist team of solicitors are waiting to help you through the process. We listen to you as an individual, ensuring your wishes and fears for your estate are given the full consideration they deserve. An expert solicitor, such as those at Howells, will be able to advise you on how to make tax savings, reduce administrative costs and avoid disputes.

Making a will also gives the peace of mind, as long as you keep updating it as circumstances change, as you will be in full control over the distribution of your possessions when you are gone. It is also an excellent method of ensuring your loved ones are protected.

Many individuals complain of not having the time or it’s something they simply haven’t got around to, but for those who die without a will it can sometimes take years to distribute their estate, causing prolonged distress for the family.

The common perception is that solicitors are expensive. However, at Howells Solicitors we complete the majority of wills on fixed fees. We spend the time to create you a bespoke and personalised will writing service at a very competitive price. Contact us now to find out exactly how we can help.

Howells Solicitors are pleased to announce the arrival of Claire Davis to their team. As of the 1st September 2010, Claire Davis will be joining the Howells ranks as a Partner and will head the Private Client & Asset Management department, based in our Newport Office.

Claire was born and lives in Newport. She was educated at Cheltenham Ladies College before attending reading university to read LLB Law, where she was awarded the Maxwell Law Prize for obtaining the top degree in her year. After completing her Law Society finals at Guildford, she returned to Newport to train as a Solicitor at the family firm, Le Brasseur Davis & Sons, under the guidance of her father and uncle, Gilbert and Tom Davis, who have been well known and highly respected Solicitors for many years. Claire qualified in 1985 and continued to practice in Newport, successfully combining her working life with the challenges of bringing up two children. She took over the family firm in 1997, specialising in Wills, Probate, Estate Planning and Elderly Client work.

In 2003 Claire was approached by Rubin Lewis O’Brien Solicitors in Cwmbran and asked to develop and head their Private Client Department. Whilst working in Cwmbran, Claire built a successful team from the ground up, and established a reputation as one of the top Specialists in her field.

Claire takes great pride in her work and is passionate about helping those in the later stages of their lives and those with disabled children or vulnerable dependants. She has close links with many local charities including the Alzheimer’s Society, Mencap and Age UK. Claire gives talks on behalf of all these groups, together with helping present seminars on tax planning and preservation of assets with local independent financial planners. She creates bespoke Wills and Trusts for clients, with differing levels of wealth, personal needs and business interests and ensures all their concerns are addressed in a sympathetic and professional manner.

She is on the board of directors of Solicitors for the Elderly, a national organisation of lawyers specialising in looking after the needs of clients in later life, and is extremely proud of the work they do and her role in the organisation. The organisation has a national and local voice, ensuring the concerns and needs of Carers, the vulnerable, and those in later life represented by bodies such as the Court of Protection and Office of the Public Guardian.

Claire acts professionally on behalf of many individuals both young and old, where they have lost or are losing capacity, either through illness or devastating head injury as a result of an accident. She helps these individuals and their families to manage their financial affairs and protecting them from potential risk and harm. Claire also helps families create Powers of Attorney and Deputyships where needed, and takes steps to protect assets from the potential impact of care home fees.

Claire deals with the often complex and stressful area of Probate, ensuring clients are cared for with great sensitivity at such a difficult time. She is experienced in dealing with estate ranging from small, to those worth many millions of pounds, but treats each estate with an equal degree of care, tailoring her service to the particular needs of the client. The spectre of dealing with IHT calculations and mitigating against these where possible is a challenge she relishes! She deals with the unfortunate disputes that can arise between families over Wills or the lack thereof, and can often avoid lengthy and costly litigation by assisting clients in coming to terms with any issues they have raised.

Her depth of knowledge and high level of expertise in these areas ensures she is now perfectly placed, both in terms of her career as well as her city centre location, to help even more people get their affairs in order before it’s too late.

Claire is excited about the move, stating: “I am passionate about this area of law and being able to help a wider range of people at sensitive times of their lives. Moving to Howells and returning to the centre of my home town is an exciting challenge. I am supported by an efficient and expert team of lawyers and feel confident that the service we will be able to offer to clients, both old and new, will remain second to none.”

For an expert and efficient legal service, please visit Howells Solicitors at www.howellslegal.co.uk or call our Newport office on 01633 22 79 60. Our dedicated and friendly team of expert solicitors will be there to help you every step of the way.

With effect from 15th February 2015 EU Regulations on Consumer Online Dispute Resolution (ODR) allow consumers who bought our services online to submit their complaint via an online complaint portal.

We are required under the regulations to provide our clients the following information:-
  1. Link to the ODR platform - please follow the following link for further information (http://ec.europa.eu/consumers/odr).
  2. Our contact email address in case of a complaint under the ODR regulation – Andrea Coombes andrea.c@howellslegal.com